Terms and Conditions

Service Agreement Terms

Learn more about the terms governing our financial planning services and your rights as a client.

By using our services, you acknowledge reading and agreeing to these terms and conditions. These terms form a binding agreement between you and yeransolarauris.

Key Definitions

Important terms used throughout this agreement:

• • "Services" refers to financial planning consultations, analysis, and related advisory activities provided by yeransolarauris
• • "Client" means any individual or entity engaging our services for financial planning purposes
• • "Information" includes all data, documents, and communications exchanged during our professional relationship
• • "Agreement" refers to these terms and conditions along with any service-specific arrangements

Service Description

We provide professional financial planning consultation services designed to help clients understand and navigate their financial circumstances.

Our services include financial analysis, strategic planning discussions, and ongoing consultation support. We do not provide investment management, direct financial product sales, or guaranteed outcome services.

Client Eligibility

Our services are available to individuals and entities meeting specific eligibility criteria:

• • Must be at least 18 years of age or authorized legal representative
• • Must have capacity to enter into legally binding agreements
• • Must provide accurate information necessary for service delivery

Client Responsibilities

Successful service delivery requires active client participation:

• • Provide accurate and complete financial information as requested
• • Communicate changes in circumstances that may affect planning recommendations
• • Attend scheduled consultations and respond to communications promptly
• • Make independent decisions regarding any recommendations or suggestions provided
• • Comply with all applicable laws and regulations in your jurisdiction

Prohibited Activities

The following activities are strictly prohibited when using our services:

• • Providing false or misleading information about your financial circumstances
• • Using our services for illegal activities or money laundering purposes
• • Sharing confidential service information with unauthorized parties
• • Attempting to access systems or information beyond your authorized scope
• • Harassing or abusing staff members or other clients

Intellectual Property Rights

All content, methodologies, and materials developed by yeransolarauris remain our exclusive intellectual property. Clients receive limited usage rights for personal financial planning purposes only.

Unauthorized reproduction, distribution, or commercial use of our proprietary materials is strictly prohibited and may result in legal action.

Privacy and Data Protection

Your personal information is collected, used, and protected in accordance with Australian privacy laws and our comprehensive privacy practices.

Detailed information about data handling practices is available in our Privacy Policy, which forms part of this agreement.

Payment and Billing Terms

Professional fees are charged according to the selected service plan and billing schedule:

• • Monthly subscription fees are due in advance and automatically charged to your nominated payment method
• • All fees include GST where applicable and are subject to change with 30 days notice
• • Failed payments may result in service suspension until account is current

Service Disclaimers

Our services are provided with important limitations and disclaimers that clients must understand and accept.

Services are provided "as is" without warranties regarding specific outcomes or results. Individual circumstances vary significantly and past performance does not guarantee future results.

Liability Limitations

Our liability is limited to the maximum extent permitted by Australian law. We are not responsible for losses resulting from market conditions, external factors, or client decisions.

In no event shall yeransolarauris be liable for indirect, consequential, or punitive damages, regardless of the cause of action or theory of liability.

User Indemnification

Clients agree to indemnify yeransolarauris against claims arising from their use of services, breach of terms, or violation of applicable laws.

Dispute Resolution

We encourage direct communication to resolve any concerns or disputes that may arise during our professional relationship.

Service Termination

Either party may terminate services with 30 days written notice. Termination does not affect obligations that arose prior to termination date.

Upon termination, access to ongoing services ceases, confidentiality obligations continue, and final billing reconciliation occurs within 60 days.

Governing Law

These terms are governed by Australian law and subject to the jurisdiction of Australian courts, regardless of conflict of law principles.

Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect. Invalid provisions will be replaced with valid terms of similar intent.

Complete Agreement

These terms, along with our Privacy Policy and service-specific agreements, constitute the complete agreement between parties and supersede all prior understandings.

Terms Modifications

We may update these terms periodically to reflect changes in our services, legal requirements, or business practices. Material changes require 30 days advance notice.

Continued use of services after term changes constitutes acceptance of updated terms. Clients who disagree with changes may terminate services without penalty.

Terms Contact Information

For questions about these terms or to discuss specific service arrangements, please contact our client services team.